Services | Self Managed Superannuation

Self Managed Superannuation

Our licenced SMSF experts will have you set up quickly and on the right track towards your retirement goals.


Self Managed Superannuation

Members in Self Managed Superannuation Funds now hold more assets under management than any other superannuation fund class in Australia. An SMSF is a very popular retirement planning structure due to a number of reasons such as;

  • Control over how funds are invested (members can see the investments grow from inception and control how much is invested in each asset class);
  • Greater flexibility in investment types (direct property, shares, other);
  • Ability to borrow in super to build assets for retirement (see Purchasing property through Superannuation);
  • Flexible contribution levels and methods (in specie contributions, employer, personal);
  • Flexible pension policies, flexible cash flow management in retirement and lead up to retirement; and
  • Greater flexibility for retirement and the treatment of death benefits for estate planning and dependant beneficiaries.

Structure & Advice

We have licensed Superannuation advisors who can help you establish a Self Managed Superannuation Fund and can assist in guiding you through the complex investment and administration rules and regulations that govern Self Managed Superannuation.

Our establishment and set up process is efficient and easy and we can have you set up within 24 hours after accepting and executing our Statement of Advice. Our set up process provides you with the following so you can start controlling your retirement future now:

  • Fully compliant Statement of Advice;
  • Self Managed Superannuation Trust Deed with corporate trustee or individual trustees;
  • Preparation of establishment documentation such as minutes, member applications, trustee consents; and
  • Completed applications for Tax File Numbers and ABNs.

Administration

Our expert Superannuation advisors can provide you with the most efficient services to assist you with the administration support you need to keep your SMSF current, up to date and compliant with legislative requirements and the Australian Taxation Office.

We use industry leading software to give you the most modern reporting processes to ensure that the administration of your fund is simple and proficient, allowing you to focus on managing your assets and developing your investment strategy.

We provide the following administration services for Superannuation funds:
  • Quarterly BAS for GST registered Funds;
  • Year End Financial Reports;
  • Year End Income Tax Return Preparation;
  • Investment Reports;
  • Facilitation of Annual Audit ;
  • Updating of Trustee/Trust Deed/Members;
  • Pension commencement documentation and administration; and
  • Contribution strategies.

Purchasing Property Through Superannuation

If you’re thinking about investing in property, but don’t have enough funds to make an outright purchase, you may be interested to know that it’s possible to borrow money through an SMSF. You can purchase residential investment property through a Limited Recourse Borrowing Arrangement using funds from your SMSF and receive those benefits from property investment and gearing within your personal Superannuation fund.

Did you know that your SMSF can purchase your business premises unlocking valuable equity to be better utilised in your business for growth? And you can still benefit from the long term capital gains from holding the property and controlling the lease. Our specialist team can advise you how you may be able to benefit and create wealth by investing in Business Real Property within your SMSF.

Residential or Commercial
Property with Borrowings

Our specialist advisors are experts at guiding you through the process of purchasing property using a SMSF loan. If you need a referral to a lender, we also have established professional relationships with many lenders to give you more choice.

There are special conditions that are required to be met when purchasing property with borrowed funds in super so if you are thinking of pursuing this strategy it is very important that you seek specialist advice before you sign the contract. If you are about to sign a contract, call our team and speak to one of our advisers on 07 5655 0106.

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